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Carole LaRossa (L) is comforted by her mother Evelyn Judelson (R) as she talks with a Wells Fargo mortgage specialist during a Wells Fargo home preservation workshop in Charlotte, North Carolina December 15, 2011. LaRossa began talking with Wells Fargo in August 2010 regarding a mortgage modification after her divorce, she lost her job recently and has fallen behind on her mortgage payments. The home preservation workshop hosted by Wells Fargo is the bank's 48th workshop aimed to help homeowners with their mortgages. REUTERS/Chris Keane (UNITED STATES)

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Chris Keane
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20111215 Wells Fargo Mortgage Workshop
Carole LaRossa (L) is comforted by her mother Evelyn Judelson (R) as she talks with a Wells Fargo mortgage specialist during a Wells Fargo home preservation workshop in Charlotte, North Carolina December 15, 2011. LaRossa began talking with Wells Fargo in August 2010 regarding a mortgage modification after her divorce, she lost her job recently and has fallen behind on her mortgage payments. The home preservation workshop hosted by Wells Fargo is the bank's 48th workshop aimed to help homeowners with their mortgages. REUTERS/Chris Keane (UNITED STATES)