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A Bank of America customer uses an ATM in Charlotte, North Carolina April 18, 2012. When Bank of America reports first-quarter earnings on Thursday, analysts will be looking for signs the bank can boost earnings at a time of low interest rates and new regulations. The second-biggest U.S. bank by assets has lagged its peers in recovering from the financial crisis largely because of losses and lawsuits tied to its 2008 Countrywide Financial purchase. REUTERS/Chris Keane (UNITED STATES)

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Chris Keane
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20120418 Bank Earnings
A Bank of America customer uses an ATM in Charlotte, North Carolina April 18, 2012. When Bank of America reports first-quarter earnings on Thursday, analysts will be looking for signs the bank can boost earnings at a time of low interest rates and new regulations. The second-biggest U.S. bank by assets has lagged its peers in recovering from the financial crisis largely because of losses and lawsuits tied to its 2008 Countrywide Financial purchase. REUTERS/Chris Keane (UNITED STATES)